{"product_id":"aml-cft-training-in-montenegrin","title":"AML\/CFT Training in Montenegrin","description":"\u003ch3\u003eOnline Training | Approximately 1 Hour | Certificate Included\u003c\/h3\u003e\n\u003cp\u003eA comprehensive, practical, and legally aligned online training course in \u003cstrong\u003eAnti-Money Laundering and Counter-Terrorist Financing (AML\/CFT)\u003c\/strong\u003e, designed for \u003cstrong\u003eobliged entities under Montenegro’s Law on the Prevention of Money Laundering and Terrorist Financing\u003c\/strong\u003e and their employees.\u003c\/p\u003e\n\u003cp\u003eThe course explains statutory obligations in a clear and accessible manner and equips participants with the knowledge required to act correctly, responsibly, and in compliance with applicable requirements in their daily work.\u003c\/p\u003e\n\u003cp\u003eThe training is divided into \u003cstrong\u003estructured modules designed specifically for online learning\u003c\/strong\u003e, providing practical explanations of the obligations, responsibilities, and procedures that employees need to understand.\u003c\/p\u003e\n\u003ch3\u003eCourse Content\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eModule 1: Fundamentals of the AML\/CFT System and Obliged Entities\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eKey concepts relating to money laundering and terrorist financing, the three stages of money laundering, predicate criminal offences, the purpose of the AML\/CFT system, an overview of obliged entities under the Law, and the role of employees in preventing financial crime.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eModule 2: Risk-Based Approach\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eRisk assessment at the level of the obliged entity and the individual customer, key risk factors, geographical exposure, products, services, transactions, delivery channels, and circumstances that may affect the customer’s risk level.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eModule 3: Customer Due Diligence and Ongoing Monitoring – CDD\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eWhen CDD measures must be applied, identification and verification of natural and legal persons, verification of representatives’ authority, identification of beneficial owners, the purpose and nature of the business relationship, source of funds, and expected customer activity.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eModule 4: PEPs, Enhanced and Simplified Due Diligence Measures\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eIdentification of politically exposed persons, their family members and close associates, additional obligations relating to PEP relationships, establishing the source of funds and source of wealth, enhanced measures in higher-risk situations, and the conditions for applying simplified due diligence.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eModule 5: Ongoing Monitoring and Suspicion Indicators\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eContinuous monitoring of business relationships, updating CDD information and risk assessments, using general, sector-specific, and internal lists of indicators, and identifying deviations from a customer’s expected activity.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eModule 6: Suspicion, Internal Escalation, the FIU, and the Prohibition of Tipping Off\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eIdentification of suspicious, linked, complex, and unusual transactions, documentation of facts and completed checks, internal escalation, the role of the AML\/CFT compliance officer, reporting information to the Financial Intelligence Unit, and the prohibition of informing the customer.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eModule 7: International Restrictive Measures – Basic Framework\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe main types of restrictive measures, financial prohibitions and asset freezes, checking applicable measures and sanctions lists, responding to a potential match, and distinguishing between a sanctions match and increased AML\/CFT risk.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eModule 8: Internal Systems, Records, Data, and Employee Training\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eInternal policies, procedures, responsibilities, and controls; the role of the AML\/CFT compliance officer and deputy; record keeping; documentation of actions taken; data protection and retention; and regular professional training of employees.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eModule 9: Practical Application of the Complete AML\/CFT Process\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eConnecting all stages of the process—from customer identification and risk assessment to ongoing monitoring, identification of deviations, documentation of checks, and internal escalation.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3\u003eHow the Training Works\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eDuration:\u003c\/strong\u003e Approximately 1 hour\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Online, self-paced training that participants can complete at a time that suits them\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eAccess:\u003c\/strong\u003e Available through the AML Academy online platform\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eCompletion:\u003c\/strong\u003e Mandatory final knowledge assessment\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eCertificate:\u003c\/strong\u003e After successfully completing the test, participants receive a \u003cstrong\u003eCertificate of Completion\u003c\/strong\u003e issued by \u003cstrong\u003eAML Academy\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLanguage: \u003c\/strong\u003eMontenegrin\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eCertificate of Completion\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eIssued in the name of the individual participant\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eValid for \u003cstrong\u003eone year from the date of issue\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eMay serve as evidence that the employee has completed professional AML\/CFT training\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eAvailable for download after successful completion of the final knowledge assessment\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho Is This Training For?\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eObliged entities under Montenegro’s Law on the Prevention of Money Laundering and Terrorist Financing\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eEmployees working with customers, transactions, or documentation\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eAML\/CFT compliance officers and their deputies\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eManagers and responsible persons within obliged entities\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eEmployees in the financial and non-financial sectors\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eAnyone wishing to refresh or improve their fundamental AML\/CFT knowledge\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eLecturer\u003c\/h3\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/www.linkedin.com\/in\/bojan-culafic-mne\/\" title=\"https:\/\/www.linkedin.com\/in\/bojan-culafic-mne\/\" rel=\"noopener\" target=\"_blank\"\u003e\u003cstrong\u003eBojan Ćulafić, CAMS, CCAS\u003c\/strong\u003e\u003c\/a\u003e\u003cbr\u003eDirector of \u003cstrong\u003eValorem Private Office\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe lecturer has practical experience and professional expertise in anti-money laundering and counter-terrorist financing, risk management, and regulatory compliance in Montenegro.\u003c\/p\u003e\n\u003ch3\u003eImportant Legal Provisions Relating to the Training\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eDelivery and Acceptance of the Training:\u003c\/strong\u003e Access to the training will be sent to the email address provided at the time of purchase within the timeframe specified during the purchasing process. By accepting access, you acknowledge that the digital content has been properly delivered.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eAll Sales Are Final:\u003c\/strong\u003e Due to the nature of digital content, all purchases of online training courses are final and non-refundable.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eCopyright:\u003c\/strong\u003e The training content is protected by copyright law. Copying, recording, distributing, publicly displaying, or otherwise using the content without the copyright holder’s express written consent is strictly prohibited.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eContent Updates:\u003c\/strong\u003e The training provider may send participants updated versions of the materials when required due to legislative changes, regulatory requirements, or content improvements.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eInternal Procedures of Obliged Entities:\u003c\/strong\u003e The training presents a general legal framework and does not replace the internal policies, procedures, sector-specific guidance, or legal advice tailored to an individual obliged entity.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003eChanges to Regulations:\u003c\/strong\u003e Laws, secondary legislation, restrictive measures, and dynamic lists may change. Applicable official sources should therefore be checked before making a specific decision.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eFor additional questions regarding the training, access to the platform, or the use of digital materials, please contact us through our online support form or by email at:\u003c\/p\u003e\n\u003cp\u003e📧 \u003cstrong\u003e\u003ca href=\"mailto:amla@2gether.si\"\u003eamla@2gether.si\u003c\/a\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"isSelectedEnd\"\u003e \u003c\/p\u003e","brand":"AML Academy","offers":[{"title":"Default Title","offer_id":58841490620751,"sku":null,"price":115.9,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0956\/0529\/3391\/files\/tecajcg.png?v=1789984308","url":"https:\/\/amla.si\/en\/products\/aml-cft-training-in-montenegrin","provider":"AML Academy","version":"1.0","type":"link"}